Best Forex Travel Cards In India 2022: Buying a forex travel card for your holiday or business trip is a huge decision. You need to compare so many factors before you finally decide on one that suits your needs. But there’s no need to worry anymore! In this blog, we bring you the top 10 best forex travel cards in India 2022 and give you all the information you need to make an informed choice.
Forex travel cards are a great way to save money when travelling abroad. They allow you to load money onto the card in advance, and then use it to withdraw cash or make purchases in the local currency. This can save you a lot of money on exchange rates.
There are a few things to consider when choosing a forex travel card. Firstly, you need to make sure that the card is accepted in the country you’re visiting. Secondly, you need to check what fees are associated with the card. Some cards have annual fees, while others charge for each transaction you make.
What is Forex Travel Card?
A forex travel card is a prepaid card that you can load with foreign currency. This can be used to pay for goods and services while you are travelling overseas.
There are many benefits to using a forex travel card. For one, it can help you to save money on foreign currency exchange fees. Additionally, it can help you to avoid carrying large amounts of cash with you while you are travelling.
There are a few things to keep in mind when choosing a forex travel card. First, make sure that the card is accepted in the country or countries that you will be travelling to. Second, check the fees associated with the card, as some cards may have higher fees than others. Finally, make sure to read the terms and conditions of the card before you use it, so that you are familiar with all of the rules and regulations.
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Top 10 Best Forex Travel Cards In India 2022
Forex cards are a great way to carry money while travelling overseas. They are much safer than carrying cash and offer many benefits such as free withdrawals, online transactions, etc.
There are many different types of forex cards available in the market, and choosing the right one can be a bit confusing. Here is a list of the top 10 best forex cards in India that you can use for your next trip abroad:
HDFC Regalia ForexPlus Card
This HDFC Regalia ForexPlus Card offers 5% cashback on all online transactions. It also comes with a complimentary lounge access at airports and free insurance cover of up to Rs. 5 lakh.
Axis Bank Multi-Currency Forex Card
Axis Bank Multi-Currency Forex Card allows you to load up to 16 different currencies on a single card. It also offers 0% cross-currency charges and comes with a built-in EMV chip for enhanced security.
Thomas Cook Borderless Prepaid Card: This card offers zero cross-currency charges and comes with a welcome e-gift voucher worth Rs. 500. It also offers emergency assistance services and fraud protection cover of up to Rs. 5 lakh.
UOB Travel Card
The UOB Travel Card is one of the best forex cards in India. It offers a wide range of features and benefits that make it an ideal choice for frequent travelers.
Some of the key features of the UOB Travel Card include:
- Wide acceptance: The card can be used at over 28 million merchant locations worldwide.
- No currency exchange fee: You will not be charged any currency exchange fee when you use the card to make transactions in foreign currency.
- Competitive rates: The card offers competitive foreign exchange rates.
- Flexible repayment options: You can choose to repay your card balance in full or in installments.
- Easy to use: The card is easy to use and comes with a user-friendly mobile app.
Standard Chartered Travel Card
The Standard Chartered Travel Card is one of the best forex cards in India. It has a wide range of features and benefits that make it a great choice for travellers.
Some of the key features of the card include:
- Zero cross-currency charges
- Complimentary insurance cover
- Reward points on every purchase
The Standard Chartered Travel Card is a great choice for travelers who want to save money on their foreign currency transactions.
Citi PremierMiles Visa Signature Card from Citibank India
If you are looking for a credit card that gives you air miles, the Citi PremierMiles Visa Signature Card from Citibank India is a great option. With this card, you can earn 10 Citi Miles for every Rs. 100 spent on flight bookings and hotel stays. You can also earn 2 Citi Miles for every Rs. 100 spent on other purchases.
The best part about this card is that there is no limit to the number of Citi Miles that you can earn. You can also redeem your Citi Miles for flight tickets, hotel stays, and other travel expenses. The Citi PremierMiles Visa Signature Card from Citibank India also comes with a host of other benefits such as travel insurance, fuel surcharge waiver, and more.
HSBC Premier World Mastercard: Best Forex Card For Travelers
If you are a frequent traveler, then the HSBC Premier World Mastercard is the best forex card for you. This card offers a host of benefits such as zero foreign transaction fees, complimentary airport lounge access, and concierge service.
The card also comes with a built-in chip which makes it more secure than other cards. Additionally, it offers a grace period of 50 days on purchases which is very convenient for travelers.
However, one downside of this card is that it has an annual fee of Rs. 3,000 which is quite high compared to other cards.
PNB Premier Plus Forex Credit Card
PNB Premier Plus Forex Credit Card is one of the best forex cards in India. It offers a credit limit of up to Rs. 10 lakhs and comes with a host of features and benefits.
Some of the key features of this card include no annual fees, free international transactions, and attractive interest rates. You also get complimentary travel insurance with this card.
PNB Premier Plus Forex Credit Card is a great choice for frequent travelers as it offers a wide range of privileges and benefits. If you are looking for a forex card that offers great value for money, then this is the card for you!
Standard Chartered Forex Credit Card EMI Plan
Planning a trip overseas anytime soon? If you are, then you might be on the lookout for the best forex card in India. A forex card is a prepaid card that you can use to make payments while travelling abroad. They are a convenient and safe alternative to carrying cash or using your debit or credit card.
ICICI Bank Travel Card
ICICI Bank Travel Card can be another options for you if you are planning to go abroad. It provides many features for their customers.
You can also avoid the effects of currency rate fluctuations and save cross-currency charges by loading your card with the following 15 foreign currencies:
- United States Dollar (USD)
- Great Britain Pound (GBP)
- Euro (EUR)
- Canadian Dollar (CAD)
- Australian Dollar (AUD)
- Singapore Dollar (SGD)
- United Arab Emirates Dirham (AED)
- Swiss France (CHF)
- Japanese Yen (JPY)
- Swedish Krone (SEK)
- South African Rand (ZAR)
- Saudi Riyal (SAR)
- Thai Baht (THB)
- New Zealand Dollar (NZD)
- Hong Kong Dollar (HKD)
SBI Intouch Tap & Go Debit Card
SBI is one of the best trusted public bank in India. It also provides the SBI Intouch Tap & Go Debit Card for their customer who wants tp travel foreign. It Withdraw local currency at over 2 million ATMs worldwide, accepting Mastercard cards, or use your Card to pay directly for goods and services at 34.5 million merchants, wherever you see the Mastercard Acceptance Mark (other than in India, Nepal and Bhutan, or for payment of goods in Indian Rupees or the currencies of Nepal and Bhutan)
Each of these cards has its own set of features and benefits, so be sure to compare them before deciding which one to get.
Conclusion
In conclusion, these are some of the best Forex travel cards in India that you can use to make your international trips more convenient and hassle-free. With the right card, you can enjoy a host of benefits such as waived off transaction charges, emergency cash assistance, and much more. We hope this article helped you choose the right card for your needs. Do let us know if you have any questions or suggestions in the comments section below.
